Looking For a Great Leisure Loan Deal?

We help everyday Australians find, compare and acquire leisure loans in record time.

Ultimate Guide to Leisure Loans

Chapter 2

Motorbike Loans

Chapter 3

Boat Loans

Chapter 4

Jet Ski Loans

Chapter 5

Caravan Loans

Chapter 6

Camper Trailer Loans

Chapter 7

RV Loans

Leisure Loans. Don't dream, do!

Making dreams a reality

Why wait any longer for your dreams to come true?

Credit Capital Leisure loans make your dream become a reality. Perhaps you’re dreaming of getting out on the open water, esky full of beer (not for the driver of course) with enough bait and fishing tackle to keep you and your mates entertained for hours. You might fall asleep at night fantasising about the feeling of carving through the wind, and winding through some twisties on your brand new motorbike. Maybe you’re longing for the opportunity to hit the open road, and explore Australia with your brand new caravan or camper-trailer. Whatever your dream, we make it reality. Credit Capital offers a full range of leisure financing products to suit every individual need. Our consultants come with years of experience helping Australians enjoy, and explore, this great country. Whether it be from water, road, or off the beaten track, we make your dreams more than just affordable, we make them reality with a smooth, hassle free process.

dreaming in farm

Motorbike Loans

At Credit Capital, we understand what drives a motorbike rider. You value the unrestricted freedom and being at one with the road. Your purchase is a purchase of passion, so when the right bike comes along, you don’t have time to wait. Our consultants understand the importance of a quick process, and have the experience to get you the best deal, hassle free, every time. Whether you’re buying a brand new sports bike from a dealer, or a 15 year old Harley Davidson from a private seller, we have access to all the major bike lenders, so by us comparing more, you save more. We can even finance non-road registered dirt bikes or quad bikes. Just because other brokers may have told you it can’t be done, doesn’t mean we will say the same. Enquire with Credit Capital today to get on to your new bike sooner rather than later.

guy riding a motorbike he just got finance for

Advantages

Disadvantages

Quick processing

Our experience and access to the latest fin tech allows industry leading turn around times. Same day approvals and quick settlements means you never miss out on your dream bike whilst awaiting funds.

Flexible lending terms

With a bike loan, all the choices are still yours. It’s up to you how much you borrow, how long you take out the finance for, and all of our loans provide you the option of making additional repayments to reduce your interest expense and pay out your loan early.

We compare more so you save more

At Credit Capital, we have access to most major motorbike lenders in Australia. With our portfolio of more than 25 lenders, we compare more so you can be sure you're always saving more.

Flexibility of lending terms can be slightly more restrictive than cars

Leding terms are still very flexible, however, most motorbike lenders don't allow loan terms greater than 5 years and most won't allow a residual or balloon payment either.

Rates can be slightly higher than car loans

It's all about rate for risk. Statistically speaking, lenders have greater losses on motorbike loans compared with car loans and mortgages. If you fall into financial hardship, paying your mortgage, and your car loan, are always going to take priority over your bike loan. When a lender repossesses a bike, the process can be far more costly as bikes can be much harder to track down sometimes.. All these factors increase the lender's risk.

Boat Loans

When you have salt water running through your veins, sometimes you need a boat loan

Owning your very own boat is a dream for many people that doesn’t always become reality. Most of the time, people believe boat ownership is too expensive and write off the option before actually looking into the reality of the costs. Boat ownership isn’t cheap, but it is certainly far more affordable than what most people realise. If you like to spend your weekends hanging with your mates on the water, have a couple of cheeky beers and a yarn whilst dangling your fishing line in the water, then we can make this lifestyle a reality at a surprisingly low cost. Maybe you’re looking for a weekend cruiser to go away exploring Australia’s river systems with the family. Perhaps you’re into sailing, and you dream of that perfect weather, and the rush you get with the spinnaker flying, the boat planing, and water bubbling beneath you on that perfect shy run. Whatever floats your boat (pun 100% intended) Credit Capital understands your needs and has the experience to get you on the water. No matter what type of boat you’re wanting, no matter the age, or whether it’s coming from a dealer or private seller, you can be sure Credit Capital has the best deal for you. We can even finance trailers and outboard motors with the purchase as well if required. Talk to one of our dedicated consultants today to find out more about how we save you money on boat finance

two guys fishing on boat sun setting

Advantages

Disadvantages

Quick processing

Our experience and access to the latest fin tech allows industry leading turn around times. Same day approvals and quick settlements means you never miss out on your dream boat whilst awaiting funds.

Flexible lending terms

With a boat loan, all the choices are still yours. It’s up to you how much you borrow, how long you take out the finance for, and all of our loans provide you the option of making additional repayments to reduce your interest expense and pay out your loan early.

We compare more so you save more

At Credit Capital, we have access to most major boat lenders in Australia. With our portfolio of more than 25 lenders, we compare more so you can be sure you're always saving more.

Flexibility of lending terms can be slightly more restrictive than cars

Lending terms are still very flexible, however, most boat lenders don't allow loan terms greater than 5 years and most won't allow a residual or balloon payment either.

Rates can be slightly higher than car loans

It's all about rate for risk. Statistically speaking, lenders have greater losses on boat loans compared with car loans and mortgages. If you fall into financial hardship, paying your mortgage, and your car loan, are always going to take priority over your boat loan. When a lender repossesses a boat, the process can be far more costly as boats can be much harder to track down sometimes. All these factors increase the lender's risk.

Jet Ski Loans

Why wait when you could have a Jet ski now?

There’s a tension that grows deep inside you as summer gets near. The cold months get you down and you almost get cabin fever waiting for the seas to warm up. The adrenaline junkie inside loves nothing more than bouncing from wave to wave, full throttle, with the wind in your face and the taste of salt in your mouth. Jet ski ownership is the ultimate freedom and the pinnacle of fun on water. Credit Capital understands what drives you and we talk your language. We have a dedicated team with years of experience getting people just like you the best deal on their jet-ski finance. Just like everything else we do, we have access to all the major jet ski lenders, so regardless of what you’re getting, or your own personal circumstances, we compare more so you save more. We finance new and used jet-skis, dealership and private sales, and we can even finance the trailer for you as well all in the one loan.

Advantages

Disadvantages

Quick processing

Our experience and access to the latest fin tech allows industry leading turn around times. Same day approvals and quick settlements means you never miss out on your dream jet ski whilst awaiting funds.

Flexible lending terms

With a jet ski loan, all the choices are still yours. It’s up to you how much you borrow, how long you take out the finance for, and all of our loans provide you the option of making additional repayments to reduce your interest expense and pay out your loan early.

We compare more so you save more

At Credit Capital, we have access to most major jet ski lenders in Australia. With our portfolio of more than 25 lenders, we compare more so you can be sure you're always saving more.

Flexibility of lending terms can be slightly more restrictive than cars

Lending terms are still very flexible, however, most jet ski lenders don't allow loan terms greater than 5 years and most won't allow a residual or balloon payment either.

Rates can be slightly higher than car loans

It's all about rate for risk. Statistically speaking, lenders have greater losses on jet ski loans compared with car loans and mortgages. If you fall into financial hardship, paying your mortgage, and your car loan, are always going to take priority over your jet ski loan. When a lender repossesses a jet ski, the process can be far more costly as jet skis can be much harder to track down sometimes. All these factors increase the lender's risk.

Caravan Loans

Australia is ready to be explored

Australia is an extremely vast country. Many of us live here our entire lives, but only ever see a very small portion of Australia. If you have the gift of sight, and you live in Australia, you know this is an incredibly beautiful country we live in with so much to offer. Most of us go through life saying, “one day I will get out and explore it all,” but for many of us that day never comes. Owning a caravan gives you freedom. Without booking accomodation, or checking where you can stop to get a meal, you can load up the caravan at anytime and get away with the family to make your own adventure. There’s no need to wait any longer. Credit Capital makes owning a caravan easy, and affordable. Our dedicated consultants have years of experience making people’s dreams of caravaning around this country come true. We can finance any age caravan, whether it be dealer or private sale, and just like everything else we do, we do it quickly. Talk to one of our consultants today to get a quote for your next caravan.

Advantages

Disadvantages

Quick processing

Our experience and access to the latest fin tech allows industry leading turn around times. Same day approvals and quick settlements means you never miss out on your dream caravan whilst awaiting funds.

Flexible lending terms

With a caravan loan, all the choices are still yours. It’s up to you how much you borrow, how long you take out the finance for, and all of our loans provide you the option of making additional repayments to reduce your interest expense and pay out your loan early.

We compare more so you save more

At Credit Capital, we have access to most major caravan lenders in Australia. With our portfolio of more than 25 lenders, we compare more so you can be sure you're always saving more.

Flexibility of lending terms can be slightly more restrictive than cars

Lending terms are still very flexible, however, most caravan lenders don't allow loan terms greater than 5 years and most won't allow a residual or balloon payment either.

Rates can be slightly higher than car loans

It's all about rate for risk. Statistically speaking, lenders have greater losses on caravan loans compared with car loans and mortgages. If you fall into financial hardship, paying your mortgage, and your car loan, are always going to take priority over your caravan loan. When a lender repossesses a caravan, the process can be far more costly as caravans can be much harder to track down sometimes. All these factors increase the lender's risk.

Camper Trailer Loans

Exploring Australia off the beaten track

Australia has a lot to offer when it comes to untouched wilderness begging to be explored. If you like to get off the beaten track and get lost in it all, then a Camper Trailer offers everything you need when it comes to getting away and being immersed in serenity in the Australian wilderness. There’s nothing like being in the middle of nowhere, by the campfire, and looking up at the vastness of the sky, and all the stars that you can’t see with any level of light pollution. Credit Capital knows your passion, and knows the product. Credit Capital is one of Australia’s leading brokers when it comes to Camper Trailer finance. With all the major lenders we have access to that compete for your business, and our expert knowledge, we can make your dream a reality and give you peace of mind you’re getting the best, and fastest deal, each time.

Advantages

Disadvantages

Quick processing

Our experience and access to the latest fin tech allows industry leading turn around times. Same day approvals and quick settlements means you never miss out on your dream camper trailer whilst awaiting funds.

Flexible lending terms

With a camper trailer loan, all the choices are still yours. It’s up to you how much you borrow, how long you take out the finance for, and all of our loans provide you the option of making additional repayments to reduce your interest expense and pay out your loan early.

We compare more so you save more

At Credit Capital, we have access to most major camper trailer lenders in Australia. With our portfolio of more than 25 lenders, we compare more so you can be sure you're always saving more.

Flexibility of lending terms can be slightly more restrictive than cars

Lending terms are still very flexible, however, most camper trailer lenders don't allow loan terms greater than 5 years and most won't allow a residual or balloon payment either.

Rates can be slightly higher than car loans

It's all about rate for risk. Statistically speaking, lenders have greater losses on camper trailer loans compared with car loans and mortgages. If you fall into financial hardship, paying your mortgage, and your car loan, are always going to take priority over your camper trailer loan. When a lender repossesses a camper trailer, the process can be far more costly as camper trailer can be much harder to track down sometimes. All these factors increase the lender's risk.

RV Loans

Your mobile home away from home

Credit Capital are leisure finance specialists, we know recreational vehicles as well as any of our other specialised products. If you want the freedom of getting on the open road, your car and hotel being one, then our consultants make your dreams come true. With years of experience and access to all major leisure finance lenders in Australia, we can guide you through the various products and tailor a package to suit your needs. Call one of our dedicated consultants today to find out more.

couple in caravan looking at stars

Advantages

Disadvantages

Quick processing

Our experience and access to the latest fin tech allows industry leading turn around times. Same day approvals and quick settlements means you never miss out on your dream RV whilst awaiting funds.

Flexible lending terms

With a RV loan, all the choices are still yours. It’s up to you how much you borrow, how long you take out the finance for, and all of our loans provide you the option of making additional repayments to reduce your interest expense and pay out your loan early.

We compare more so you save more

At Credit Capital, we have access to most major RV lenders in Australia. With our portfolio of more than 25 lenders, we compare more so you can be sure you're always saving more.

Flexibility of lending terms can be slightly more restrictive than cars

Lending terms are still very flexible, however, most RV lenders don't allow loan terms greater than 5 years and most won't allow a residual or balloon payment either.

Rates can be slightly higher than car loans

It's all about rate for risk. Statistically speaking, lenders have greater losses on RV loans compared with car loans and mortgages. If you fall into financial hardship, paying your mortgage, and your car loan, are always going to take priority over your RV loan. When a lender repossesses an RV, the process can be far more costly as RVs can be much harder to track down sometimes. All these factors increase the lender's risk.

How to apply for a Leisure Loan?

1. Find out your budget

Before approaching any lenders or searching for assets, the most important thing for you to know is how much you can afford each month for your leisure asset. This includes not just the repayment for the loan, but also your insurance and running costs for the asset as well.

2. Choose what do you want

Whether you have a specific asset in mind, or just a set of requirements you needs to fulfil, everyone has different wants and needs when it comes to taking out finance. The more you can let us know about what you want or what you need, the better we are able to fulfil your dream.

3. Prepare Documentation

When it comes to taking out finance, there is no such thing as too much documentation. We will always strive to make the process as smooth as possible with the minimum amount of documentation, however, the more prepared you are, the quicker we can make the process for you. Be prepared with IDs, residential and employment histories, payslips, or tax returns and profit and loss statements if you’re self-employed. The more prepared you are the more efficient we are.

4. Speak to a Professional and apply

Once you know the above, enquire online or call us directly and we can help you with the rest. If there’s anything above you need assistance with, not to worry, our devoted team can answer all your questions and find the deal that best suits your requirements. We can guide you along the way no matter how early, or late, in the process you are. We put your mind at ease and make finding the best deal easy from start to finish.

Book a free consultation with one of our experts today!

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