About Us

Our Company

Credit Capital was founded upon the sole vision of giving Australians ease of access to the best suited and most competitive finance solutions in the market for even the most out of the box situation. In a world of banking royal commissions and 0% finance offers, it’s hard to know what to believe and who you can trust when it comes to taking out finance. When you deal with Credit Capital, you deal with someone you can trust.

Our passion is helping you

We believe building a relationship is more important than making a sale. We don’t want to just finance what you’re applying for now, we want to be your one point of contact for all your borrowing needs in the future as well. We earn lifetime business from our clients by understanding, and delivering on our client’s needs on a deeper level than our competition. Our clients save more with us, and experience a smooth and seamless process from start to finish. We are all about being quick, efficient, but most of all cost effective.

Why Credit Capital?

We understand that taking out finance can be an emotional and stressful time. Whether you’re financing a new car, taking out a personal loan for a holiday, purchasing equipment for your business, or any other purpose, your needs are important to us. We take the stress out of the process, and help you navigate the market. We source and negotiate the best package for your needs, and deliver what is required without you having to worry about anything. With our panel of over 25 lenders, and years of industry knowledge, you can have peace of mind knowing you’re being looked after.

Credit: John Voo - flickr.com

Time is Money

It’s a saying that gets thrown around a lot these days, but especially when it comes to finance, “time is money,” has real meaning. The speed of your loan approval and loan settlement can have a real impact on your bottom line. Even a one day delay on your approval could be the difference between you getting your dream car you’ve spent months searching for, or having to go with a back-up option because someone else beat you to the finish line. You might be missing out on a work contract you’ve been competing for months on, because you don’t have the equipment, or cash flow required. Small delays can have real world impacts that can have a drastic affect on your quality of life. We understand this. We utilise the latest in technology to ensure our application, approval, and settlement process deliver market leading turnaround times. Your bottom line will benefit from the investments we’ve made to ensure our processes are optimised.

Our Team

At Credit Capital, we take pride in our professionalism and industry knowledge. All of our consultants come with years of industry experience, and have the ability to get even the trickiest of situations the best approvals that almost always exceeds expectations.

When apply with us, you will be looked after by a dedicated, locally based consultant that will personalise the process to meet your individual needs. 

We don’t have offshore call centres, we have a devoted team that are passionate about getting the best deal for their clients. Your finance professional will be your one point of contact from start to finish.

You won’t be passed around between members of a call centre where information can get misinterpreted like a game of chinese whispers. Our team keeps you informed and ensures you are updated at every step along the way.

Core Services

Consumer Lending

We help everyday Australian's get finance to buy cars, boats, caravans and homes.

Commercial Loans

We help Australian businesses acquire fiance for equipment, cars and growth

Finance Technology

Our team of developers create innovative products for the finance sector

Get in Touch

Get in touch today and explore project options